More and more people are swapping mortgages for motorhomes, trading rent checks for rolling tires—and it’s no suprise why. Full-time RV living can offer freedom, flexibility, and major savings. But before you hit the road full time, it’s important to get a realistic picture of your budget.

Whether you’re a family looking to reduce housing costs, a retiree seeking simpler living, a low-income household trying to stretch dollars, or a worker needing a reliable place to stay—the cost of living in RV park communities is a big deal.

In this blog, we’ll break down the true costs of full-time RV living, with real examples, tips for saving, and what to expect at affordable parks like Shawnee RV Park.

Why People Are Choosing Full-Time RV Life

RV living has come a long way from summer vacations. Today, it’s a viable housing option for people who want to downsize, simplify, or reduce their cost of living.

Here are some common reasons why people move into RV parks full time:

• Financial relief from rising rent or homeownership costs
  
• Remote work freedom to live anywhere
  
• Job assignments that require mobility (like oil field, healthcare, or construction work)
  
• Desire for a minimalist lifestyle or early retirement
  

But like any lifestyle, it comes with costs—and being realistic about those costs is the best way to enjoy the freedom RV life can offer.

Understanding the Cost of Living in RV Park Communities

Let’s get straight to the numbers. What does it actually cost to live full time in an RV park?

The cost of living in RV park settings can vary based on location, length of stay, included amenities, and the type of park. Here’s a breakdown of typical expenses for a full-time RVer:

1. RV Park Rent (The Big One)

RV park rent is usually the largest monthly expense. Most parks charge:

• Nightly: $30–$60
  
• Weekly: $150–$250
  
• Monthly: $400–$900+
  

Staying long-term almost always saves you money. For example, Shawnee RV Park offers monthly rates that are budget-friendly and designed for full-time residents.

💡 Tip: Look for parks that include water, sewer, and electric in the rent—these are called full hookups. It keeps budgeting simple.

2. Utilities (If Not Included)

If utilities aren’t included in your park’s rent, here’s what you can expect:

• Electricity: $30–$100/month (depending on usage & climate)
  
• Propane: $30–$60/month (for cooking/heating in colder months)
  
• Water/Sewer: Often included, but if not, can range from $10–$30
  

Some parks meter your electric use separately, so be sure to ask up front.

3. RV Payment (If Financed)

If you’re still paying off your RV loan, add this to your monthly costs.

• New RVs: Payments may be $300–$800/month
  
• Used RVs: Can be as low as $150/month depending on loan terms
  

Already own your rig outright? Great—you’re ahead of the curve!

4. Maintenance & Repairs

Like a house or car, RVs need regular maintenance. Budget monthly for things like:

• Oil changes, tires, filters: $20–$50/month average
  
• Annual upkeep: Expect $1,000–$2,000/year for bigger fixes
  

5. Internet & Phone

Full-time RVers need to stay connected. Depending on your needs:

• Mobile hotspot or router plans: $50–$100/month
  
• Cell phone plans: $40–$80/month per line
  

6. Groceries & Living Essentials

RVers often cook more at home, which saves money. On average:

• Groceries: $300–$500/month for 2 adults
  
• Laundry: If not on-site, laundromats run $20–$40/month
  

7. Insurance (RV + Health)

Don’t forget to insure your home-on-wheels.

• RV Insurance: $50–$120/month
  
• Health Insurance: Varies widely by provider
  

Total Monthly Cost Estimate

Your cost of living in an RV park will depend on your lifestyle, location, and whether you own your RV or are financing it.

Budget-Friendly Living at Shawnee RV Park

If you’re looking for an affordable and reliable place to call home while RVing, Shawnee RV Park is a great option. Located in a peaceful area, it offers:

• Competitive monthly rates designed for long-term RVers
  
• Quiet, safe atmosphere perfect for workers, families, and retirees
  
• Full hookups, so you don’t have to worry about extra utility charges
  
• Simple living, close to town but not crowded
  

Explore what you can expect in terms of pricing on their cost breakdown page.

Tips for Saving Even More While Living in an RV

1. Go Monthly, Not Nightly

Most RV parks offer big discounts for long-term stays. You could save $400+ per month just by booking for 30 days instead of one week at a time.

2. Share the Ride

If you’re traveling with a partner, split gas and grocery costs. It’s also nice to share the load of daily tasks.

3. DIY Maintenance

Learn basic repairs and maintenance. YouTube is full of how-to videos that could save you hundreds.

4. Use Solar Panels

If you boondock or want to reduce electric costs, solar panels can be a smart upfront investment.

5. Avoid Tourist Traps

Campgrounds near major attractions are pricey. Parks like Shawnee RV Park offer quiet living at a fraction of the cost.

Who Is Full-Time RV Living For?

• Workers on location-based jobs who need reliable, affordable stays
  
• Families looking to escape high rents and spend more time together
  
• Older adults/retirees seeking low-maintenance living
  
• Budget-conscious individuals who want freedom without financial stress
  

Whether you’re RVing every day or parking long-term, this lifestyle can work for you.

Final Thoughts

So, how much does full-time RV living really cost? Like any lifestyle, the answer depends on how you do it. But with smart choices, realistic budgeting, and the right park, the cost of living in RV park setups can be far lower than renting or owning a traditional home.

RV living isn’t just about saving money—it’s about gaining freedom, control, and simplicity. Parks like Shawnee RV Park make that dream possible with honest pricing and a community feel.

If you’re ready to explore a new way of life—whether short term or for the long haul—this could be the perfect time to give full-time RVing a try.

FAQs About Full-Time RV Living Costs and Lifestyle